You’ve saved for a down payment and have started perusing the real estate listings in magazines and on the internet. Before you start attending open houses or calling a real estate broker, you may want to visit your bank for a mortgage pre-approval letter. When you’ve decided that you’re serious and you’re ready to buy […]

A civil judgment means the act or order of the trial court finally adjudicating the rights and obligations of the parties to the case. A judgment includes a decision and order in favor of the plaintiff or defendant based on the merits, which becomes final if not appealed, and generally awards money damages or injunctive […]